Create your Personal Budget Plan + Freebie

In my last post I talked about making a making a plan for your money. Today I want to focus on the personal side. The reason this is important is because it is the foundation of your finances. You need to know how much money you're going to need each month to meet...

Is Budget A Dirty Word?

Admit it, when you look at your bank balance online or on an ATM receipt, you assume that’s how much money you have to spend. Well, I have news for you, your bank account is lying to you. The days of keeping a ledger at the back of our checkbook are gone (I know who...

Chip Cards & EMV – What you Need to Know

News of a big switch in the US Credit Card industry started become front page last year when it was announced that  chip cards were finally coming the US market. These microchip enabled cards have been the standard in other parts of the world for quite a while, but...

Track ALL your Money

When I first start working with a client we are focused on business finances. What systems to set up? How do I save for taxes? How much money am I actually making? It is very important to track your business finances and know where you stand.  But how many of your put...

Tax Tip – Understanding the 1099-Misc

If you are in business, you will most likely come across a form 1099 misc at some point. Here are some quick tips and info on how to handle this form.Receiving a 1099-MiscIf you work in a direct sales type of business, this is the form your company is going to send...

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